Mortgage Advice Consultations face to face over zoom

Mortgage Advice Consultations face to face over zoom

Mortgage Advice Consultations via Zoom

Our approach is about understanding your needs, not just selling a mortgage. We focus on building relationships and guiding you through the complex world of UK mortgages.

Your Mortgage Options

Whether you’re a seasoned buyer, a first-timer, or looking to remortgage, we’re here to help. With a market full of options, our independent advice will steer you towards the best solution for your situation.

Creative Solutions

In today’s market, family support can play a crucial role. We explore all possibilities, including pooling resources, to find the best way forward for you.

Navigating Mortgage Products

Mortgage products and criteria are constantly evolving. We use advanced systems to sift through options, ensuring we recommend a product that truly suits your needs, beyond just the interest rate.

Our Mortgage Advice Process

  1. Fact-Finding: We assess your needs, affordability, and eligibility.
  2. Explaining the Process: We guide you through the buying process, repayment methods, and the role of different agencies.
  3. Product Selection: We match available products to your profile and discuss various risks such as inflation and interest rates.
  4. Understanding Product Types: We explain different mortgage types like fixed, tracker, capped, and variable.
  5. Key Features Document: Once a suitable product is chosen, we provide a detailed document outlining all mortgage-related costs.

Market Overview

  • Whole of Market: These are products we can compare and apply for on your behalf.
  • Direct Channel: These products are applied for directly with the lender. We can advise on their suitability, but cannot guarantee lender-provided information.

Our Compensation

  • For ‘Whole of Market’ products, GMP Independent Financial Advisers LLP may receive a fee from the lender upon mortgage completion.
  • For ‘Direct Channel’ products, we do not receive any payment from the lender.

We charge a fee of £850 for mortgage advice. Please see our download page for our Key Facts about our Mortgage and General Insurance Services.

Your home may be repossessed if you do not keep up repayments on your mortgage.